FAQ

Frequently Asked Question

Online Payment

Once you open a BO account under royal capital, you will get a sixteen (16) digit BOID code generated from central depository of Bangladesh (CDBL). you can withdraw or deposit money from your BOID code to any commercial banks in Bangladesh with free of cost.

Yes, Royal Capital is giving you the privilege to use all platforms, those are available in the market to withdraw or deposit money

  • Go to your mobile message option
  • Type your client code. for example (123456)
  • Put hyphen (-)
  • Enter your amount. for example (1000)
  • Example: 123456 – 1000
  • You will get a notification sms after successful submission
  • Usually, it takes 48 hours the amount to be credited
  • Go to your mobile message option
  • Type your client code. for example (123456)
  • Put hyphen (-)
  • Enter your amount. for example (1000)
  • Example: 123456 – 1000
  • You will get a notification sms after successful submission
  • Usually, it takes 48 hours the amount to be credited
  • . Install our mobile app (Royal Touch) from play store (currently available for our android user only) Get it on Google Play
  • Log in to your registered account
  • Click on general
  • Select your code
  • Under fund requisition type your amount
  • Click submit button
  • You will get a notification sms after successful submission
  • Usually, it takes 48 hours the amount to be credited
  • Install our mobile app (Royal Touch) from play store (currently available for our android user only) Get it on Google Play
  • Log in to your registered account
  • Click on general
  • Select your code
  • Under fund requisition type your amount
  • Click submit button
  • You will get a notification sms after successful submission
  • Usually, it takes 48 hours the amount to be credited
  • You can deposit your money from any of the two authorized banks
  • Eastern Bank Ltd OR Standard Chartered Bank
  • Please deposit your money and collect the deposit slip from the cashier and bring it to any of our rcl branches
  • You will get a confirmation receipt from rcl representative if deposit is successful
  • Under fund requisition type your amount

You can transfer funds directly from the trading platform using any of these electronic payment gateways stated below.

  • Bangladesh Electronic Funds Transfer Network (BEFTN) is a system of transferring money from one bank to another bank without money changing hands
  • No additional charges required
  • Transfer within 48 banking hours
  • Supported by all banks in Bangladesh
  • RTGS is a real time electronic funds transfer mechanism for domestic transaction
  • Minimum transaction limit is BDT 100,000
  • Real-time fund transfer
  • Supported by all banks in Bangladesh
  • NATIONAL PAYMENT SWITCH BANGLADESH (NPSB) is a domestic ATM sharing network governed by the Bangladesh Bank
  • Daily transaction limit is BDT 200,000
  • Maximum BDT 50,000 in each transaction
  • Maximum five (5) transaction in a day
  • No additional charges required
  • 24 hours instant deposit facility
  • Available with 19 Banks in BANGLADESH
  • Al-Arafah Islami Bank,
  • Bangladesh Commerce Bank,
  • Bank Asia,
  • Brac Bank,
  • Dhaka Bank,
  • Dutch Bangla Bank,
  • Export-Import Bank Of Bangladesh,
  • First Security Islami Bank,
  • Islami Bank Bangladesh Ltd,
  • Midland Bank,
  • Mutual Trust Bank,
  • Pubali Bank,
  • Shimanto Bank,
  • Southeast Bank,
  • Standard Chartered Bank,
  • Trust Bank,
  • United Commercial Bank,
  • Arab Bangladesh Bank Ltd,
  • City Bank.
  • Simply dial *247# from your mobile
  • Select payment by typing three (3)
  • Enter merchant bkash account number
  • Enter amount
  • In reference type your client code
  • Enter counter number
  • Type your 4 digit secret pin number
  • You will get a confirmation email after successful payment
  • You need to have an account of any of the listed banks
  • You are required to have an internet banking access or internet connection to use mobile app of any of these banks
  • Go to your bank website or bank mobile app
  • Log in to your account
  • On account holder name type Royal Capital Ltd.
  • On the account number field, type your last eight (8) digit from sixteen (16) digit BOID code
  • If your boid is 16 digit, you need to type last 8 digit. For example (12345678 xxxxxxxx)
  • Select your bank name
  • Select branch and branch routing number
  • Choose mode of payment from beftn or RTGS or NPSB
  • Type your amount
  • Press send button to deposit the amount to Royal Capital account
  • Client will get a confirmation sms end of the day if deposit is successful
  • This service is completely free

BO Account Opening

The full meaning of BO account is beneficiary owners account. BO account is opened with the reference of a bank account number. One can open a BO account from any of the brokerage houses, which are registered under stock exchange.

Open a BO account through online/internet is called online BO account. You need a laptop/desktop and an internet connection. It is a faster and straight forward process than to open BO account manually. You can open anytime. You don't have to come to your local branch physically.

BO account can be opened individually or jointly or by a company name

  • . I have to have an active bank account
  • . I have individuals for joint account, nominee (s) and power of attorney (POA) separately
  • . Recent PP size scanned colour photograph
  • . Scan copy of MICR cheque/bank statement
  • . Scan copy of national identification number (NID), (both side) or passport or birth certificate or driving license)
  • . Scanned copy of signature
  • . Recent PP size scanned colour photograph
  • . Scan copy of national identification number (NID), (both side) or passport or birth certificate or driving license)
  • . Scanned copy of signature
  • . Recent PP size scanned colour photograph
  • . Scan copy of national identification number (NID), (both side) or passport or birth certificate or driving license)
  • . Scanned copy of signature
  • . Recent PP size scanned colour photograph
  • . Scan copy of MICR cheque/bank statement of foreign currency (FC) bank account
  • . Non-Resident Bangladeshi (NRB) must have a Power Of Attorney (POA) to open a BO account.
  • . Power of attorney must be a Bangladeshi citizen who is currently residing in Bangladesh.
Scan copy of
  • . Certificate of company`s active bank account
  • . Memorandum & articles of association (for limited company)
  • . Deed of partnership (for partnership company)
  • . Trade license (for sole proprietorship company)
  • . Board resolution
  • . Latest TIN certificate
  • . BO account opening form
  • . Power Of Attorney (POA) form
  • . Nomination form
  • . Terms and conditions page by Central Depository Bangladesh Ltd. (CDBL)
  • . Deed or agreement for margin account page
  • . This is a four step online account opening process.
  • . It is very simple and straight forward
  • . You have to go through a simple registration process by typing first and last name, registered mobile number with active email address.
  • . A pdf copy of applied BO form will be sent to applicant`s email address as a document after successful online application

Please follow the link to check steps of opening online BO account

Online BO Account

  • Any individual/company who has Bangladeshi citizenship
  • Any individual who is 18 years of age
  • Any individual who has no connection with ….???

The nominee of your account must be 18 years of age. If he/she is under 18, then you must state the guardian of the nominee with PP size colour photograph and signature. After being 18, you can set a percentage that the nominee will get. There is also a provision to state two persons as nominee where percentage can be adjusted separately for each one.

The power of attorney is the authorised person who is authorised/declared by the account holder/applicant who can operate the transaction on behalf of the account holder/applicant. If account holder/applicant wants, he/she can change the Power Of Attorney (POA). Otherwise, the procedure is same as the nominee fill up form.

Once you get the BO code, you are ready to start the transaction

Usually it takes 24 hours to activate.

IPO (Initial Public Offering)

It is a simple 3 steps process

  1. Open your BO account
  2. Deposit money to your BO account
  3. Apply for IPO

  • Through SMS
    • Type IPO (space) BO code @ IPO short code, Example: IPO MJ1234@OIMEX & send to 03590016234
  • Using website
  • Using Mobile Application
    • Login into your account
    • Apply Your IPO

  • Using website
    • Go to www.rclbd.co / ipo.royalcapitalbd.com
    • Click on Register button through the web
    • Enter your registered mobile number to verify
    • Enter verification code sent to your registered mobile number for verification with your password.
    • Login to your profile to apply IPO.
  • Using Mobile App “Royal Touch”
    • Download Royal Touch app from Google Play store. (bit.ly/RclApp)
    • Log in with your verified User ID and password
    • Click on IPO
    • Select IPO from the list
    • Click on Apply
  • At our Branches
    • Fill up the IPO application form from any of our branches.
    • Our dedicated RCL representatives welcome you to all our branches to give you all kind of support and services.
  • What are the methods of Payment for applying IPO
    • Cash
    • Cheque
    • Ledger

  • SMS notification
    • New IPO notification
    • IPO subscription notification
    • Result notification to client.
  • Using Website
    • IPO Service
    • Apply IPO application
    • Applied IPO information
    • Exclusive IPO analysis research report
  • Using Mobile App
    • Click “At a Glance” – To get own codes along with ledger balance and share balance
    • Click “Apply IPO” – Apply IPO according to the code you wish to apply.
    • Click “Fund Requisition” – if you want to withdraw your money any time.
    • Click “IPO Info” – To get adequate information and available IPO

IPO-Genie is the unique service of Royal Capital Ltd. Once you get enrolled your IPO will be applied automatically on your behalf (except Mutual Funds and Bonds). Subject to available funds.

  • Fill up the “IPO-Genie” Registration Form from any of our branches.

  • IPO application will be done automatically.
  • Notification SMS –
    • New IPO Notification
    • IPO application Confirmation
    • Insufficient Balance (If Any)
    • IPO Result

  • Each unsuccessful IPO application is charged BDT 10/- for each code.
  • Recent PP size scanned colour photograph
  • Scan copy of national identification number (NID), (both side) or passport or birth certificate or driving license)
  • Scanned copy of signature