Learn the Most Important FAQ of Stock Trading - Royal Capital : Online Stock trading at a lowest price from biggest stock broker

A depository is like a bank for shares instead of money. Instead of holding shares in the form of certificates, investors have accounts in the depository and can move securities and settle stock exchange transactions by an electronic update of their accounts. The core service of a depository is the efficient delivery, settlement, and transfer of securities through a computerized book-entry system. The Central Depository Bangladesh Limited (CDBL) is a company set up by the banks, stock exchanges, and other institutions to operate the central securities depository in Bangladesh.

The full meaning of the BO account is the beneficiary owner's account. BO account is opened to keep the securities in electronic form in the Depository (in our case CDBL). One can open a BO account from any Depository Participant( like Royal Capital Ltd) which is registered under CDBL.

Once you open a BO account under any Depository Participant (DP), you will get a sixteen (16) digit BO ID code generated from the Central Depository of Bangladesh (CDBL).

A trading account is an account that is maintained by a broker on your behalf. All buy and sell orders order executed in the exchanges and all fund receives and payments are maintained in this account.

This is an Alpha-Numericalnumber assigned to your trading account(like MJ1234).

An individual can open a maximum of two (2) BO accounts from a brokerage house. One can open by his/her name, another can be opened jointly.

Unfortunately, you can’t do that at the same time. Rather you can do it separately.

BO account can be opened individually or jointly or by a company name.

  • Recent copies of PP size scanned colour photograph of each applicant.
  • Scan copy of National Identification Number (NID), (both side) or passport or driving license) .
  • Scanned copy of the signature.
  • BO account opening form
  • Power Of Attorney (POA) form
  • Nomination form
  • Terms and conditions page by Central Depository Bangladesh Ltd. (CDBL)
  • Deed or agreement for margin account page

STEP #1 : Registration panel

  • • Click on this link
  • • Registration/user login panel appears
  • • Type your first and last name ( same as NID or Driving Licence or Passport.)
  • • Type your valid email address
  • • Type your mobile number
  • • Click continue to the registration button
  • • An email will be sent to your given email address if registration is successful
  • • Please open your email and use the given user ID and password to finish the online BO registration process.

STEP #3 : Attachment panel

  • • Attachment panel appears .
  • • Please upload the client`s recent picture, scan copy of national identification number (NID), (both side) or passport or driving license
  • • Fill up first account holder`s/ joint account holder`s/bank account/ power of attorney`s (authorize`s)/ nominee`s details information
  • • Please upload scan copy of nominee`s recent picture, national identification number (NID), (both side) or passport or driving license
  • • Please upload scan copy of the power of attorney`s recent picture, national identification number (NID), (both side) or passport or driving license
  • • Please upload client`s/account holder`s valid signature
  • • Click on the save and continue button to appear next page

STEP #4 : Payment panel

  • • Recent PP size scanned colour photograph Payment can be made through bank card (Debit/Credit), Mobile wallet (Bkash, Nagad, etc) .
The nominee of your account is the person who will be the beneficiary of the account after your death. Anyone can be the nominee of the account but if he/she is under 18 years, then you must appoint the guardian of the nominee. There is also a provision to state two persons as nominee where percentage can be adjusted separately for each one.
  • • Recent PP size scanned colour photograph
  • • Scan copy of National Identification Number (NID), (both side) or passport or driving license)
  • • Scanned copy of the signature of the nominee.
The power of attorney is the authorized person who is authorized/declared by the account holder/applicant to operate the account on behalf of the account holder/applicant. If the account holder/applicant wants, he/she can change the Power of Attorney (POA).
  • • Recent PP size scanned colour photograph(2 copies).
  • • Scan/photocopy of National Identification Number (NID), (both side) or passport or driving license) .
  • • Scanned copy of the signature .
  • • Bank A/C details.
An NRB can not open a BO A/C online at present. However, s/he has to attend physically at the RCL branch to open a BO A/C.
  • • Photocopy of valid passport along with a valid visa/Work permit/Permanent Residency (PR) Certificate/Employee certificate.
  • • Recentpassport size photo(2 copies)
  • • Photocopy of FC (Foreign Currency bank certificate) details.
• Photocopy of valid passport along with a valid visa/Work permit/Permanent Residency (PR) Certificate/Employee certificate. Recentpassport size photo(2 copies)
  • • Recent PP size scanned colour photograph (2 copies).
  • • Scan/photocopy of National Identification Number (NID), (both side) or passport or driving license)
  • • Local bank A/C certificate.
Once you get the BO code, you are ready to start the transaction.
Usually it takes 24 hours to activate.
When a client has a BO account in a Depository Participant( DP) and wants to transfer his/her BO account from one brokerage house to another then he/she can open a Link account to another DP.
The client has to collect the acknowledgment form (with the last 8- digit BO account number) from the previous brokerage house to open a new BO account from a new brokerage house. Then fill up the formalities of that brokerage to open a link account.
Usually, it takes 1 day to activate. You have to present physically at RCL branch office once to open a Link A/C
Sorry, Link, a/c can’t be opened online.
This transfer share processing time has to finish within 72 hours (3 business days) after the application is submitted from the client, according to BSEC (Bangladesh Security & Exchange Commission) law.
Initial Public Offering (IPO),when a company wants to raise its capital from the public then it applies to Bangladesh Securities and Exchange Commission (BSEC). Once it gets the approval from BSEC than the company announces the subscription date to collect funds from the public. Through this process general people, institutions apply to the company for its shares. And shares of a company get listed in the Exchange afterwords.
In Royal Capital Limited, the IPO application process is very simple and straight forward. Youdon't need not come to any RCL branchfor applying IPO. IPO can be applied through SMS, Web, Mobile app, or attending RCL branch office.
    Through SMS
  • - Type IPO (space) BO code IPO short code, Example: IPO MJ1234 OIMEX & send to 03590016234

    Using the website (Existing client)
  • - Go to the Royal Capital Website
  • - Click on Login
  • - Log in with your verified mobile number and password
  • - Click on Apply IPO
  • - Select IPO from the list
  • - Click on Apply

    For New Client
  • - Click on this link button through the web
  • - Enter your registered mobile number to verify
  • - Enter verification code sent to your registered mobile number for verification with your password.
  • - Click on the login button

    Using Mobile App “Royal Touch”
  • - Download the Royal Touch app from the Play store.
  • - Log in with your verified mobile number and password
  • - Click on IPO
  • - Click on Apply IPO
  • - Select IPO from the list
  • - Click on Apply
    At our Branches
  • A client can come to any of our branches to apply IPO. Our customer service executive will glad to help you. For details, please click this link
IPO Genie is the unique service of Royal Capital Ltd. In this service Once you get enrolled your IPO will be applied automatically on your behalf (except Mutual Fund and Bond). Subject to available funds in your account.
    - Fill up the “IPO Genie” registration form, from any of the RCL branches.
    - Keep funds available to your BO account for each code in order to apply automatically.
  • - Please click this linkhttps://user.royalcapitalbd.com/Pages/frm_login
  • - Type your User name (registered mobile number) and Password
  • - Press the login button to appear in your dashboard
  • - Click on the view button from your code/s
  • - Click on the IPO Genie registration button under IPO Service from the list
  • - Please read the terms and conditions before clicking the I Agree button to getregistered to IPO Genie.
  • - Physically present to RCL branch
  • - Email to rcl@royalcapitalbd.com (usually it takes less than 24 hours to deactivate)
  • - By calling to RCL Call center at 16379
  • IPO application will be done automatically if you have available funds.
      Notification SMS -
    • - IPO application Confirmation
    • - Insufficient Balance (If Any)
    • - IPO Result
    SMS notification
  • - New IPO notification
  • - IPO subscription notification
  • - Result notification to the client.

    Through Website
  • - IPO Service
  • - Apply IPO application
  • - Applied IPO information.
  • - Exclusive IPO analysis research reports

It depends on company policy. Usually, it takes a month.
Any Bangladeshi citizen or Non-Resident Bangladeshi who has a BO account can apply to an IPO.
Sorry, there is no provision to cancel IPO after applying.
Each unsuccessful IPO application is charged BDT 10/- for each code.
CDBL charge means annual account maintenance fee associated with a BO Account, collected by the brokerage house. It is usually collected every year before June.
Currently, the CDBL charge is BDT 450
This is a yearly maintenance fee raised by CDBL for all BO account holders.
CDBL charge can be paid either by coming to your nearest RCL branch or through online.
  • • Go to our website royalcapitalbd.com
  • • Click the Login/Register button from the top right corner
  • • Type your User ID and Password and click the login button
  • • Your RCL dashboard appears
  • • Select your BO code/codes
  • • Once you select your code/codes, the total CDBL amount will be displayed on the page.
  • • Please check the terms and condition to activate the Pay Now button
  • • The payment page appears.
  • • You can choose your payment option either by Debit/Credit card or by Mobile Banking (bKash, Rocket, Nagad, etc.)
  • • Type your card details (including card number, date of birth, and CVV number) to confirm your payment.
  • • For Mobile Banking once you type your registered mobile number you will be asked for OTP and PIN to confirm your payment.
Yes, RCL is giving you the privilege to use all digital platforms, to withdraw money.
  • • Please go to your registered mobile message option
  • • Type your client code. for example (123456)
  • • Put hyphen (-)
  • • Enter your amount, for example (500)
  • • Example: 123456 – 500
  • • Send it to 03590016234
  • • You will get a notification SMS after successful submission
  • • If you want your money to be processed on the same day, you have to send this SMS requisition before 2 pm, if you have sufficient balance in your code.
  • • Usually, it takes 48 banking hours the amount to be credited
  • • Please go to your registered mobile message option
  • • Type your client code. for example (123456)
  • • Put hyphen (-)
  • • Enter your amount, for example (500)
  • • Put Semicolon (;) before entering another code. (No space needed)
  • • Example: 123456-500;654321-1000;987654-1500 and so on
  • • Send it to 03590016234
  • • You will get a notification SMS after successful submission
  • • Usually, it takes 48 banking hours the amount to be credited
  • • If you want your money to be processed on the same day, you have to send this SMS requisition before 2 pm, if you have sufficient balance in your code.
  • • Go to our website royalcapitalbd.com or click this link https://user.royalcapitalbd.com/Pages/frm_login
  • • Log in to your registered account
  • • Under the fund, requisition type your amount
  • • Click send button
  • • You will get a notification SMS after successful submission
  • • Usually, it takes 48 banking hours the amount to be credited
  • • Install our mobile app (Royal Touch) by clicking this link from play store (currently available for our android user only)
  • • Log in to your account
  • • Click on general select your code
  • • Under the fund, requisition type your amount
  • • Click submit button
  • • You will get a notification SMS after successful submission
  • • Usually, it takes 48 banking hours the amount to be credited
Yes, you can do that.
  • • In-Person/Physically visiting any branches of RCL
  • • Through online banking website or Bank mobile app
  • • Through bKash or bKash mobile app
  • • Through Debit or Credit Card

You can transfer funds directly from your bank account to your trading/BO account using any of these electronic payment gateways.

    BEFTN
  • • Bangladesh Electronic Funds Transfer Network (BEFTN) is a system of transferring money from one bank to another bank without money changing hands
  • • No additional charges required
  • • It takes up to 48 banking hours to transfer funds.
  • • Supported by all banks in Bangladesh

    RTGS
  • • Real-Time Gross Settlement (RTGS) is a real-time electronic funds transfer mechanism for domestic transaction
  • • Minimum transaction limit is BDT 100,000
  • • Real-time fund transfer
  • • Supported by all banks in Bangladesh
  • No Charges required
  • • Same-day fund transfer facility within banking hours.

NPSB

National Payment Switch Bangladesh (NPSB) is a domestic ATM sharing network governed by the Bangladesh Bank

Catagory Maximum Limit of daily transaction Maximum Limit of individual transaction Maximum number of daily transaction
Individual 5,00,000 1,00,000 10 Times
Company 10,00,000 2,00,000 20 Times

.

  • Al-ArafahIslami Bank
  • Arab Bangladesh Bank Ltd
  • Bangladesh Commerce Bank
  • Bank Asia
  • Brac Bank
  • Dhaka Bank
  • Dutch Bangla Bank Ltd
  • Export-Import Bank of Bangladesh
  • First Security Islami Bank
  • Islami Bank Bangladesh Ltd
  • Midland Bank
  • Mutual trust bank
  • Pubali Bank
  • Shimanto Bank
  • Southeast Bank
  • Standard Chartered Bank
  • Trust Bank
  • United Commercial Bank
  • City Bank Ltd
MICR Cheq details
  • • Please click this link
  • • Type your User name (registered mobile number) and Password
  • • Press the login button to appear to your dashboard
  • • Click on the view button from your code/s
  • • Click on Deposit in your account button under Online Deposit
  • • Enter your amount in the box and press Go to appear on the Payment page
  • • Select your desired mode of payment for a successful deposit.
  • • Simply dial *247# from your mobile
  • • Select payment by typing three (3)
  • • Enter merchant bkash account number
  • • Enter amount
  • • In reference type your client code
  • • Enter counter number One (1)
  • • Type your bKash PIN
  • • You will get a confirmation email after successful payment.
  • • bKash merchant number is 01977 605 080
  • • bKash charges 1.5% for each successful transaction .
  • • You need to have a bKash app
  • • You have to have an active internet connection
  • Log in to your bKash account typing your registered bKash mobile number and bKash PIN
  • • Your bKash dashboard appears
  • • Click on to Make Payment button
  • • Type merchant number 01977 605 080
  • • Click the right arrow sign to appear Payment page
  • • Put your amount and again click the right arrow sign to appear next page
  • • In the reference box, put your client code
  • • Type your bKash PIN
  • • Tap and Hold the Payment button to make the payment done
  • • You will get a confirmation SMS from bKash
  • • You can save the Merchant Number for your future use
  • • You need to have an account of any of the listed banks
  • • You are required to have internet banking access or an internet connection to use the mobile app of any of these banks.
  • • Go to your bank website or bank mobile app
  • • Log in to your bank account
  • • On account holder name type Royal Capital Ltd
  • • On the account number field, type 77061 then last eight (8) digit of your BOID code
  • • (For Example, If your BO ID is 1201590025314571 then type 7706125314571 in the account number field. This is Royal Capital Bank Account to deposit fund to your BO ID )
  • • Choose a mode of payment from BEFTN or RTGS or NPSB
  • • Type your amount in the Amount field
  • • Press send button to deposit the amount to your Royal Capital account
  • • You will get a confirmation SMS on the day of deposit. In case of BEFTN, it takes 1 working day to credit and for RTGS or NPSB the deposit will be done on the same day
  • • This service is completely free.

At present we have two app one is Royal Touch : (RCL MOBILE APP) and other is DSE Mobile App


  • - Royal Touch is Royal Capital Limited’s customer service mobile app. Using Royal Touch, customers can view and print their Portfolio, Ledger, Fund Withdraw and Fund Deposit status, detail portfolio with Profit and loss (client can also submit it as TAX certificate).
  • - fund requisition and also deposit funds to his/her BO/Trading account and so on.
  • - Get registered with your verified mobile number.s
  • - Go to Login Page
  • - Click the Forgot Password button .
  • - Type your registered mobile number to get OTP
  • - Enter OTP
  • - A new password page will appear.
  • - Set your new password
  • - Retype the new password again
  • - Press the Confirm button
  • - Log in page will appear.
  • - Type your User ID (your registered mobile number) and new password to successful Login
Internet Trading Service is a system where you can trade in both platforms( Web & Mobile App ) . You don’t need to visit our branch physically.
You must have
  • 1. A customer Account of RCL
  • 2. Internet connection
  • 3. A smartphone
  • 4. Active email ID
  • 1. You have to be an active client of RCL
  • 2. You need to download the form by clicking this link and submit nearest branch or you can collect and fill up the form, from any of our RCL branch. Find your nearest RCL branch by clicking this link
  • 3. Once your registration process is done, you will get your User ID and Password through your active email ID (User ID will be your RCL Client Code)
  • 4. You need to download the DSE mobile app ( Android and IOS both version is available)
  • 5. Log in with the given User ID and Password
Usually, it takes 1 business day, if the request comes from inside Dhaka and 2 business days for outside Dhaka.

In that case, you need to communicate with our call center representative at 16379 or +8809606016379 before you log in to another device.

Yes, you can do that. Please follow the process below -
  • 1. Open your Desktop or Laptop.
  • 2. Please remember, you have your DSE mobile app login page open on your mobile device at the same time.
  • 3. Go to your Desktop/Laptop browser and click this Link to appear on the login page
  • 4. Use the same User ID and Password that you have used in your mobile app.
  • 5. Check for Security Code on the login page on your mobile app.
  • 6. Type the SecurityCode on your ITS login page on your Desktop/Laptop to avail of the ITS service.
  • 7. Please remember, a Security Code will be generated on your mobile phone each time you do buy or sell on Desktop/Laptop. So, keep your mobile phone active availing Security Codeover Desktop/Laptop for hassle-free trade.
  • 8. For more, click this link YouTube
  • • Please go to Form Downlaod Page
  • Download the ITS deactivation form, from the list.
  • • Fill up the form properly with your registered signature.
  • • Submit it to your nearest RCL branchs or
  • Email to rcl@royalcapitalbd.com (usually it takes less than 24 hours to deactivate)
  • • By calling to RCL Call center at 16379
MICR Cheq details